Teenage Pregnancy The Highest Rate Of Teen Pregnancy

Teen Pregnancy The United States has the highest rate of teen pregnancy of most industrialized nations. According to a 2014 article, in 2013 nearly 273,105 babies were born to women aged 15-19 years, for a live birth rate of 26.5 per 1,000 women in this age group. This is a record low for U.S. teens in this age group, and a drop of 10% from 2012. Birth rates fell 13% for women aged 15–17 years, and 8% for women aged 18–19 years. Still, the U.S. teen pregnancy rate is substantially higher than in other western industrialized nations. About Teen Pregnancy. Centers for Disease Control and Prevention. Centers for Disease Control and Prevention, 19 May 2015. Web. 07 Oct. 2015.Under 18 conceptions result in either a life birth or an†¦show more content†¦Teens also are more likely to smoke cigarettes, drink alcohol, or take drugs during pregnancy, which can cause health problems for the baby. According to the American Medical Association (AMA), babies born to women who do not h ave regular prenatal care are 4 times more likely to die before the age of 1 year. In addition to increased health risks, children born to teenage mothers are more likely to experience social, emotional, and other problems. Also increased risk for abuse and neglect.Teen Pregnancy Health Risks to the Baby. - Teen Pregnancy. Stanley J. Swierzewski, III, M.D., 31 Oct. 2000. Web. 07 Oct. 2015. Teens need youth-friendly services and complete, accurate information about abstinence, condoms, and contraception in order to protect themselves from unintended pregnancy. But they also need to be able to envision a positive future for themselves: one in which education, employment, and healthy relationships are possible. Further, empowering youth, and supporting women’s reproductive decisions, means pregnant or parenting teens should be supported, not stigmatized, by both government and culture. But i believe that the cause of teen pregnancy is all

Is the Internet Bad for Us Free Essays

ENG 120 I03FY February 23, 2010 Is the internet bad for us ? In the old days, a paper research used to take up to several days, when only libraries and encyclopedias had the right and trustful information. A visit to the Metropolitan Museum of Art involved finding the address first, and that took as well quite some time. In our days all this information is just a click away. We will write a custom essay sample on Is the Internet Bad for Us? or any similar topic only for you Order Now The Internet, with the help of web pages, such as Google Search and Google Maps, are the solution to every question one may ask. The long days of search have ended, but it doesn’t mean it is a favorable or beneficial thing for each person. Scientists and professors of well known universities have discovered that this trouble free, straightforward and rapid method has determined not only the brains to delay the thinking process, but also changed people’s behavior in their lives in a negative way. One neuroscientist, Dr. Gary Small conducted a study where he examined the impact of the Internet on a young persons brain. This study consisted of reading a MRI while the person was surfing on the Internet, and another one while it was reading a book. Then, the results where very surprising: the MRI showed more brain activity in the frontal part, the decision part of the brain, when the person was surfing the Internet. The study reached lots of newspapers, and every person believed that Google is making them smarter. However, after a short period of time, Dr. Small reviewed the results and stated: â€Å"On a brain scan big doesn’t mean it is better†¦It’s exactly as in a golf game, you want to keep your score lower†. One can easily see that this brain activity is without doubt detrimental to all of us and surfing the Internet only decreases our process of thinking, instead of increasing it. Surfing on the Internet has become a daily routine, by checking the e-mail, researching on some interesting subjects and that takes probably an hour per day, which is ordinary in our days. Still, there are millions of young students that stay an average of fifty hours a week on the Internet and that just doesn’t seem something normal. All this time spent on the Internet has affected their thinking development. A pathologist of the University of Michigan Medical School states that: â€Å" I can’t read â€Å"War and Peace â€Å" anymore, I’ve lost the ability to do that. Even a blog post on more than three or four paragraphs is too much to absorb. I skim it. This is actually a frightening reality that applies to myself as well. Not only I can’t focus on my daily readings for my biology class, but also if I start reading a book, after only twenty minutes I loose my concentration. This inability to make â€Å"rich mental connections† and just to thin k, has transformed our real intelligence into an artificial intelligence, thus the Internet has a direct participation towards our brain development. One can say that the Internet has changed our lives for the better, since World Wide Web possesses information about almost everything. However, not all the information on the Internet is accurate. There are several web sites where the information is not meticulously verified, therefore one can obtain data and facts that are untrue, even misleading. The best example is Wikipedia, a website where anyone can put any information on this page without any previous examination. Countless students use this web site to research for projects, without knowing the danger of misleading information. Communication in our lives is a tremendous vital thing. Indeed, human beings are born to communicate with each other no matter what kind of lives they decide to live. Communicating with other people allows us to learn about ourselves as human creatures. It helps us to understand our way of behaving, of thinking in different situations/places. However, the Internet has a considerable effect on our daily communication with out friends, family and even loved ones. The casual coffee in a modern cafe is replaced by staying on Yahoo Messenger talking for hours in front of the computer, and a discussion face to face has become a thing of the past, â€Å"thanks† to Second Life, a program where you could meet virtually at a restaurant, cafe or even in a park. The increased access and heavy reliance onto computer games and the Internet for many people today have led to many social problems. Obsessive computer use leads to addiction, which can lead to financial problems, broken relationships, physical and emotional problems. An example of such addiction affected a Korean family. Their son was sent in a camp for he was playing all the time computer games. This camp helped him to stay away from a computer for two weeks, so that he could concentrate on regular activities. The Internet has extended its power at the point that Google and Microsoft are in the process of creating an online international library, extinguishing books. This idea would only cause the lost of our culture and history, because books are an important factor in the achievement of today’s knowledge. The vinegar that was used in the old days to sanitize the scrolls from the deadly diseases, was a crucial tool towards finding the location from where they were sent. Studying their chemical components scientists discovered even details of their way of living. In conclusion, technology in all of its forms – social networks, the Web, online gaming – is a net loss for today’s young people. As Grafton states: The narrow path still leads, as it must, to crowded public rooms where the sunlight gleams on varnished tables, and knowledge is embodied in millions of dusty, crumbling, smelly, irreplaceable documents and books. † Scientists proofed that the Internet is a direct cause of our mental regress, consequently each one of us must take this seriously, before we turn up into a chaotic, unwise and mentally challenge d world. Works Cited â€Å"Digital Nation. † Frontline. PBS. WNET, New York. 2 Feb. 2010. Television. Grafton, Anthony. â€Å"Future Reading: Digitization and Its Discontents. † Fields of Reading. Boston: Bedford/St. Martins, 2010 How to cite Is the Internet Bad for Us?, Papers

The Lottery A Setting Analysis Essay Research free essay sample

The Lottery: A Puting Analysis Essay, Research Paper Shirley Jackson takes great attention in making a scene for the narrative, The Lottery. She gives the reader a sense of comfort and stableness from the really get downing. It begins, # 8220 ; clear and cheery, with the fresh heat of a full-summer twenty-four hours ; the flowers were blooming abundantly and the grass was amply green. # 8221 ; The scene throughout The Lottery creates a sense of peaceableness and repose, while portraying a typical town on a normal summer twenty-four hours. With the really first words, Jackson begins to set up the environment for her secret plan. To get down, she tells the reader that the narrative takes topographic point on an early summer forenoon. This helps in supplying a focal point of the typicality of this little town, a normal rural community. She besides mentions that school has merely late allow out for summer interruption, which of class allows the kids to run around at that clip of twenty-four hours. We will write a custom essay sample on The Lottery A Setting Analysis Essay Research or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Furthermore, she describes the grass as # 8220 ; amply green # 8221 ; and # 8220 ; the flowers were blossoming profusely. # 8221 ; These descriptions of the milieus give the reader a calm feeling about the town. The location of the square, # 8220 ; between the station office and the bank # 8221 ; , proves the littleness of this town, since everything centralizes at or near the town square and it acts as the primary location for the staying portion of the narrative, playing a important function at the terminal scene of the narrative. Up to this point, nil unordinary has happened, which might subsequently reflect an dry stoping. Finally, little intimations about the unusualness of this town are added. The writer points out important edifices that surround the town square, but fails to depict a church or a courthouse, which are common edifices to all communities. In this, there seems to be no cardinal regulating organic structure for this town, such as a tribunal or a constabulary station. Besides, curiously plenty, these people celebrate Halloween but non Christmas, Easter or Thanksgiving, T he largest holidays that â€Å"normal† people celebrate. However, Halloween implicates a certain proneness to defiant, evil activities. In add-on, the kids are constructing â€Å"a great heap of rocks in one corner of the square.† An feeling of the kids as normal kids garnering stones is counterbalanced by their ironical building a monolithic heap of rocks in one corner, as if they were punished through labour. The debut of the black box Acts of the Apostless as the major turning point for the scene. It symbolizes an immoral act to the villagers as # 8220 ; the villagers kept their distance # 8221 ; from it. The debut of the black box into the scene changes the temper and the ambiance of the occupants as they become uneasy around it. Furthermore, the black box changes the temper from serene and peaceful to baleful, where the minute of light ranges climax at the very terminal of the narrative. Through her usage of subtle inside informations in the scene, Shirley Jackson foreshadows the wicked emotional stoping, which lacks official governments, by the incoherent mentioning of rocks. Indeed, the narrative starts to experience more and more uncomfortable, and the commonplace attitude of the townsfolk remains even during the lapidation of Mrs. Hutchinson. They are all unaffected by the result except for, evidently, the victim of their collaborate slaying. Near the terminal, one of the adult f emales casually tells the victim to # 8220 ; be a good athletics # 8221 ; as they slaughter her with rocks. In malice of the peaceable temper created by the town scene, everyone commits a barbarous act by lapidating an guiltless individual. Throughout The Lottery, the scene plays a important function in portraying sarcasm in the secret plan. However, Shirley Jackson does non stop her narrative with a declaration to the secret plan, but she illustrates the sarcasm she sees in the universe through a originative ironical scene. Indeed, the scene expresses The Lottery # 8217 ; s subject of a concealed world beneath the surface of mundane lives.

ActivityBased Costing Essay Research Paper Brief Introduction free essay sample

Activity-Based Costing Essay, Research Paper Brief Introduction to ABC Activity-Based Costing ( ABC ) started as a methodological analysis that recognises the demand to understand how costs really relate to single merchandises and services ( Cooper A ; Kaplan, 1989 ) that subsequently resulted in a more refined system of apportioning operating expenses to merchandises and services, harmonizing to the demand of each activity. Homemade Pty Ltd # 8211 ; Food ( Dikolli A ; Smith, 1996:47-55 ) was a pilot undertaking where it took portion in an ABC feasibleness survey during the mid 90s. This company has been chosen for this survey because it has met some of the premier standards of ABC. The standards are diverse merchandise or service lines, high operating expense, big distribution costs, ( Downes, 1996:49 ) to call a few. Homemade manufactures 170 types of finished stock and is a market leader. It relied to a great extent on labor and incurring high operating expenses in treating nutrient in footings of machinery, sales representatives # 8217 ; wage and tenancy of mill floor. We will write a custom essay sample on ActivityBased Costing Essay Research Paper Brief Introduction or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Three other companies are selected to detect ABC deductions in their systems to see if there is difference or similarity as compared to Homemade. These companies are NASA # 8217 ; s Lewis Research Centre ( LeRC ) # 8211 ; Government, Tampa Electric # 8211 ; Public Utility and Mobil # 8211 ; Oil A ; Gas ( see as attached at Appendix ) . They have fulfilled the undermentioned premier standards and have already gone through the stage of existent occurrences when they adopted ABC into their costing systems. 1. Product / Service Diversity A ; Customers Companies with more diverseness in merchandises, the harder it is for them to follow the beginning of profitableness, particularly when they are providing to assorted consumers. For illustration, LeRC conducts research and development in both aerospace and astronauticss, specializing in micro-gravity scientific discipline, aero-propulsion and infinite systems. Its internal clients include authorities bureaus, defense mechanism affiliates and the Congress itself. Without ABC, the beginnings and utilizations of financess are barely seeable, ( Walters et al. , 2000 ) because it is hard to mensurate its employees # 8217 ; clip spent on a given activity. Similarly, Mobil supplies more than 30,000 lubricators to retail clients and their costing system could non turn to cost to bring forth each merchandise separately. ( Kang, 2000 ) 2. High Overheads A ; Large Distribution / Marketing Costss Large companies normally incur high operating expenses than of direct costs because they spend more in distribution and selling costs. Indirect costs, such as publicity costs, mercantile establishment director # 8217 ; s rewards and depreciation of machinery are non accounted into the cost per unit of merchandise or service. For case, Mobil produces and supplies more than 30,000 lubricators, and operates lubricant affiliates in more than 60 states with 40 fabrication locations. Its broad coverage is to market its lubricators to the consumers. Therefore, it will be incurring high operating expenses. However, the cost per unit lubricator will non include the wages of salesmen selling it. Without ABC, these excess costs will non be accounted for and cost per unit will non be accurate. Similarly, Tampa Electric uses six bring forthing workss to provide to 550,000 clients: commercial, residential and industrial including the extent of urban and rural. The operating expense and distributi on costs incurred during the transit of electricity to these topographic points are non accounted in the cost per unit of electricity because in traditional costing, these costs are represented by resource drivers. After the execution of ABC, it is obvious to see that some of the determinations made in those companies have been changed. These alterations are made to better reflect merchandise costs, identify unneeded costs that cut down profitableness and uncluttering any excess work contributed from unstructured bing system. Common determination points can besides be categorised under several groups. 1. Cost Allocation A ; Pricing Non-value added costs are identified, hence been reduced. Gross saless are no longer to aim volume, but for the intent of profitableness. ABC allocated overhead costs harmonizing to their activity drivers alternatively of volume drivers. Specific activities that are lending to non-value added costs could be separated. For illustration, Tampa Electric discovered that proving of metres in house versus the field would salvage about $ 50,000 and replacing residential metres is well less expensive than mending them. For pricing intents, the monetary value per unit can be maintained the same while cut downing costs to bring forth significant net incomes. Mobil will be able to bring forth 1000s of merchandise and bundle combinations without increasing the costs that affect the profitableness degree. Homemade prepared cross-functional outgo analysis to observe any # 8216 ; hidden # 8217 ; points in the general leger and a five-stage determination procedure has been developed to specify act ivities harmonizing to their nature, either for activity-based direction ( the procedure dimension ) or activity-based costing ( the cost dimension ) intents. ( Dikolli A ; Smith, 1996:52 ) 2. Add / Drop Product / Service Lines Unprofitable merchandise lines can be dropped and new lines added. By taking these lines, it can extinguish really much of the cost subsidies such as electricity, natural stuffs and direct labor that have been incurred during the devising of merchandise or service. Mobil has closed multiple fabrication installations with exce US Secret Service capacity because ABC has identified the importance of profitableness instead than volume growing. â€Å"Profit focal point and concern simpleness are the subjects and the concern consequences are their touchable manifestations.† ( Tom Kang, 2000 ) Similarly, Homemade has eliminated one merchandise household from the merchandise scope after it is found out that there were alterations in surplus of 100 % for the two low-volume non-standard merchandises. ( Dikolli Smith, 1996:54 ) In order to ease the successful execution of ABC, there has been identified that certain cardinal # 8216 ; organizational # 8217 ; variables are indispensable for companies that took the ABC # 8217 ; s way. However, these variables can and hold increase the likeliness of successful execution ( Hilton, 2000:224 ) in all selected companies. 1. Top Management Support and Commitment The engagement of top direction in the ABC execution is important to do certain that all phases of transportation are completed. In Tampa Electric, the direction ensured that its people spent the clip needed to garner information, be available for interviews, train and larn how to utilize the ABC theoretical account, and pull off the consequences. In Mobil, the direction incorporate ABC into mundane concern decision-making procedures and guarantee its sustainability by driving ABC initiatives the top-down. The Management of LeRC recruited AMS ( American Management System ) to assist their squad use activity-based costing as a tool to implement the Internal Economy Concept. ( Walters et al. , 2000 ) 2. Organizational Culture A successful execution of ABC involves full engagement from employees concerned, including their shared beliefs, ends and values. ( Hilton, 2000:224 ) The employees are to be cohesive in doing the full transportation of bing system be completed. All runing countries of Tampa Electric were working together to accomplish the end # 8211 ; expected nest eggs mark by utilizing ABC. Mobil has besides successfully used this property to prolong ABC in its systems because its employees are determined to construct the best ABC theoretical account with the informations available from bing information system and efficaciously pass on the consequences. 3. Performance / Incentive Programme This variable will assist those employees who have or non able to accept the new alterations, therefore still pull off costs with the traditional manner. Most of the clip, wage is used as the alteration agent. In Tampa Electric, any service countries that have helped to place efficiency and best pattern will be awarded. By giving inducements, opposition to alter will be greatly reduced because employees have been compensated from any loss. In Mobil, ABC is tied to a public presentation measuring system ( Kang, 2000 ) where employees can acquire excess wage if they can integrate ABC into their work. 4. Education / Ongoing Training Employees are to be offered a continual chance to retrain and accommodate their accomplishments to the altering environment when ABC is implemented. By giving ongoing preparation to them, they will be more committed in back uping the execution of ABC into new concern units. As in Mobil, the employees are given guidelines to come on to latter phases of ABC, train users and portion their experience with other units. ( Kang, 2000 ) Similarly, participants in LeRC are educated of relationship matrices used to incorporate sections of the ABC theoretical account and that understanding the true costs is critical to last in an internal market economic system. ( Walters et al. , 2000 ) To reason, ABC mapped companies # 8217 ; disbursals from functional classs to procedures. ABC systems estimate the costs of resources used to execute activities for assorted end products. A company will necessitate ABC when its cost system exhibits job finding a merchandise # 8217 ; s net income border and with great alleviation when a physical stock list does non ensue in stock list accommodations. ( Eiler et al. , 1982:134 ) ABC can besides assist directors happen the topographic points in their organisations where betterment is likely to hold the greatest fiscal final payment. ( Cooper A ; Kaplan, 1991:132 ) However, the company must fulfill several premier standards before it is qualified to take up ABC as its costing system. Bibliography Mentions 1. Cooper, R. , Kaplan, R. S. , ( 1991 ) Net income Precedences from Activity-Based Costing, Harvard Business Review, May-June 1991: 130-135 2. Cooper, R. , ( 1989 ) You Need a New Cost System When # 8230 ; , Harvard Business Review, January-February, 1989: 77-82. 3. Dikolli, S. , Smith, M. , ( 1996 ) Implementing ABC: An Australian Feasibility Study, Australian Accounting Review, 6 ( 2 ) : 45-55 4. Downes, F. , ( 1996 ) Geting the Most Mileage from Your Cost System, Controller Magazine # 8211 ; June 1996: 46 5. Eiler, R. G. , Goletz, W. K. , Keegan, D. P. , ( 1992 ) Is Your Cost Accounting Up to Date, Harvard Business Review, July-August 1982: 133-139 6. Hilton, R. W. , ( 2000 ) Instructor # 8217 ; s Edition # 8211 ; Managerial Accounting, 4th Edition, McGraw-Hill International Editions 7. Kang, T. , ABC Gathers Speed at Mobil, [ Online ] , Available: hypertext transfer protocol: //www.bettermanagement.com, [ 2000, August 30 ] 8. Tampa Electric Generates Results with ABC/M, [ Online ] , Available: hypertext transfer protocol: //www.bettermanagement.com, [ 2000, August 30 ] 9. Bruno walters, J. , Rattan, P. , Smith, S. , Webster, D. , ABC at NASA # 8217 ; s Lewis Research Center, [ Online ] , Available: hypertext transfer protocol: //www.bettermanagement.com, [ 2000, August 30 ]

Victorian Social Mores Of The Early Twentieth Century essays

Victorian Social Mores Of The Early Twentieth Century essays Victorian social mores were originally strictly enforced, but as WWI developed, women began to reject the social mores to find work. Victorian social mores were paid less attention to by women in the years of the war, for women were needed to work and manufacture supplies for the war. As social mores were being questioned, women's organizations were making the situation worse for social mores by pushing for prohibition, the right to vote and suffrage. Victorian social mores faced many challenges around the turn of the century but the most prominent obstacles were women. World War I had a large effect on women overcoming Victorian social mores. Canada was unprepared for WWI, as it was expected to be a very short war but ended up being over 4 years long. As a result, Canadians manufacturers and suppliers could not cope with production demands. Manufacturers and producers needed more workers, but many able-bodied Canadian men were off fighting for their country; this is when women stepped in. Women broke through the rules that guided their lives to help out their country when it was in its greatest need. Canada needed workers for manufacturing plants and women were those workers. Many women came together and found work in assembly lines, munitions factories, and the civil service. Approximately 2400 women took an even greater leap of defiance and enlisted as nurses who served in British hospitals and in field hospitals. Many women abandoned the social mores to aid their society. Due to the demand for workers, coupled with the fact that Canada's men were at war, women began entering the workplace and going against social mores more rapidly than ever before. In 1891, women accounted for 14.3 percent of clerical workers in Canada; that figure had increased to 41.8 percent by 1921 and in 1901, one in six Canadian workers was female. Women accounted for 25 percent of all manufacturing and mechanical workers, and mo ...

Food Wasted Research Paper Example | Topics and Well Written Essays - 1250 words

Food Wasted - Research Paper Example These figures are extremely significant when one would consider the fact that millions of people all over the world, including some Americans are currently facing starvation or poverty. As per the 2009 statistics from America, 14.3 percent of all persons lived in poverty (Poverty in the United States). â€Å"How can 50 million people face hunger in a country that wastes billions of pounds of food?†(Feeding America). This paper analyses the reasons and consequences of poverty and food wastage in America. According to Usborne, â€Å"28 million people in the US will be using government food stamps to buy essential groceries in the fiscal year 2008, the highest level since the food assistance program was introduced in the 1960s†. United States is supposed to be the wealthiest countries in the world. Yet, it is surprising to know that 28 million people in America are facing some kind of poverty. It is an accepted fact that American food production is more than what they requ ired for the food needs. In fact America is exporting surplus food items to overseas countries. Yet, a substantial portion of the Americans are facing starvations. This happens mainly because of the problems in the management of food chain in America. â€Å"There is enough food to feed every man, woman and child in America. Hunger in America is not about supply, it is about redirecting the excess food that is lost each year to those who need it most† (Feeding America). Tons in millions of food items are wasting in American warehouses because of the problems in the supply chain. In fact the major reason for starvation is not lack of production, but inadequate supply of food. According to Bloom, 49 million food- insecure Americans were there in 2012. This happens mainly because of the food damage that taking place in between farm and fork. Dana Gunders (p.1) pointed out that 10 percent of the total U.S. energy budget, 50 percent of U.S land and 80 percent of all freshwater reso urces were utilized while food production take place in America. In her opinion, 40% of the total food production in America is getting wasted nowadays. Another argument put forward by Dana is that uneaten foods and the foods thrown away as waste are contributing heavily to the environmental problems in the form of solid waste accumulation. Solid wastes have the ability to generate toxic gases such as methane. In her opinion, reduction of food losses by 15 percent would be enough to feed more than 25 million starving Americans every year. It should be noted that the governments all over the world are spending too much to avoid environmental damage. The objective of these spending is to keep the environment fresh always to make life of animals, human and plants safer. It is a fact that plants are the only food producers in the world and no other thing in this world has the ability to produce food. Because of this awareness, governments are trying hard to fortify plant life in this wo rld. However, dumping of wasted food in agricultural lands is causing huge problems to the plants in the form of solid waste. It should be noted that solid wastes have the ability to produce toxic gases such as methane which is harmful to plant life. â€Å"When food is disposed in a landfill it rots and becomes a significant source of methane - a potent greenhouse gas with 21 times the global warming potential of carbon dioxide. Landfills are a major source of human-related methane

Journalism - The Economic Crisis Research Paper

Journalism - The Economic Crisis - Research Paper Example The people I interviewed gave varied responses to the causes of the economic crisis but from the interviews it was clear that it affected people’s living standards since inflation hit hard ion people s pockets and they could no longer live the way they used to do before. People feel that the economic crisis was caused by the debts that most people in the United States live with. The rate of profit of the economy had fallen and this meant that there was a high rate of inflation. Businesses were forced to adjust to the crisis by laying off workers so that they could continue being in existence. The rate of unemployment also increased as a result and this meant that the unemployed people could not get money to meet their daily needs. The decline in profits cased investments to reduce and since the economy depends on returns from business, the economy was set on the crisis. Other people feel that mortgage lending caused the economic crisis since the cost of housing increased signi ficantly during the crisis. This is because people had to pay a lot of money for their housing units and they were left with little money to meet their other needs. People feelings about the economic mess are varied but most people feel that it ruined the lifestyles as they had to budget their finances so that they could be able to survive with the money they had. ... The crisis caused people to move in to smaller houses since paying mortgages was expensive as interest rates were on the all time high and paying them was a task. People feel that the government is to blame for the crisis since it did not set the necessary policies to see that the value of the dollar is maintained. The government did not respond to crisis early enough as if it had it would have set out policies that would ensure that interest rates are at a good enough level to further development. People are dependant on credit and when the interest rates are too high, it means that they will not be able to get credit at reasonable interest rates hence levels of poverty will increase. Had the government ensured that interest rates were at a fair rate, it would make people get more credit and use it for their own development and for that of the country. People feel that government spending also had a great role to play in the crisis the economy was so much in debt and the high rate o f inflation meant that more money had to be used to pay the debt. The government spent a lot of money on the war against terrorism and there was no money being injected into the economy from the war. The cost incurred during the war depleted the economy of funds, which could be used for development purposes. Everyone was affected by the crisis and people complained on the adverse effects it had on their daily routines. There were high rates of unemployment since businesses could not employ people due to the decreased levels of profit. Those who were lucky to get jobs had to work on two or more jobs since they could not get enough from one job. Since the cost of gas also increased people’s travelling habits also